Don’t trust our numbers. Test yours.

Instant UK Property Valuations for lenders, portfolio managers and property professionals

The only automated valuations benchmarked against real Land Registry sales.

£9.95 down to £0.20 per valuation

67.4%
Within ±10%
PE10 · standard market sales (Cat A)
6.4%
Median error
MdAPE
89.4%
Within ±20%
PE20
70.4%
Within ±10%
Fitch Band B
Band B PE10 · FSD ≤ 0.10 · 66% of test set

Headline accuracy is reported on standard market sales (Land Registry Category A) — 266,525 of 295,026 sales in the H2-2025 bulk test. All figures against actual Land Registry sale prices. Gadsden Meridian v6.13. Full basis & blended figure.

Gadsden valuations are statistical estimates with a stated margin of uncertainty — not formal (RICS Red Book) valuations.

Why lenders use Gadsden

The case for automated valuations isn’t just accuracy or price alone. It’s the combination.

Accuracy

67.4% within ±10%

Benchmarked against actual Land Registry sale prices — not surveyor estimates or asking prices. For Band B valuations (FSD ≤ 0.10), 70.4% fall within ±10%.

6.4% median error. H2-2025 bulk test of 295,026 Land Registry transactions. Full methodology published on our Accuracy page.

Price

£9.95 down to £0.20

Valuation bundles from £9.95 down to £0.20 per valuation. Free blind backtesting. No subscription, no expiry.

Upload up to 250 recent completions — transactions our model has never seen. We value each as of today. Free, no commitment.

Lender Ready

Built for regulated lending

Documentation built for SS1/23 vendor due diligence. Per-property confidence scoring. Full audit trail. Designed to sit in your valuation cascade.

Transparent, explainable valuations with full comparable evidence. Not a black box. Compliance details.

How lenders are using automated valuations

Low LTV

AVM alone

When the loan is well-cushioned, the accuracy is more than sufficient. Instant, at a fraction of the cost of a physical inspection.

Medium risk

AVM as a second opinion

Two independent data points for the cost of one traditional valuation plus pennies. If they agree, confidence is high. If they diverge, that’s the signal to investigate.

Full survey required

Surveyor-led, AVM-assisted

The surveyor signs it off. The AVM gives them instant context — comparables, local pricing, whether the figure is in the right ballpark.

Cross-validation

Independent cross-check

An independent low-cost second opinion for higher-risk or high-LTV cases, or as a matter of routine to validate your existing valuation provision.

Measured against the hardest benchmark

We test against the actual Land Registry sale price — not surveyor estimates. A tighter, taller curve means more valuations land close to the real price.

Gadsden Valuations (6.4%) Physical survey (~10%) Asking prices (~15%) Hometrack (~8%)*
Sellers typically ask above sale price −20% −10% Sale price +10% +20% Deviation from Land Registry sale price ← overvalued undervalued →

* Hometrack benchmarks against surveyor valuations, not actual sale prices — a less demanding test.

Who uses Gadsden Valuations

Mortgage Lenders

Origination screening, portfolio monitoring, and retrospective revaluation. Built for lender model-risk due diligence — published accuracy metrics, FSD confidence bands, and full audit trail.

View accuracy metrics →

Asset Managers

Portfolio revaluation, Basel 3.1 preparation, and mark-to-market reporting. Batch upload via CSV or API for high-volume portfolio assessment with per-property confidence scoring.

API documentation →

Property Professionals

Broker price opinions, quick comparable checks, and due diligence support. Instant valuations with comparable evidence and feature contributions for professional reporting.

See sample reports →

Three steps to a valuation

1

Enter address

Type a postcode, select the property from the list. We match to our database of 41.6 million UK properties.

2

Get valuation

Our LightGBM model analyses 49 features including comparable sales, location, property characteristics, and market trends.

3

Download report

Professional PDF report with confidence scoring, comparable evidence, feature contributions, and methodology disclosure.

See the report before you buy

Download a real valuation report generated by our model. No sign-up required.

Transparent pricing

Valuation bundles: £9.95 down to £0.20

Free blind backtesting

No subscription, no expiry

View pricing

Built on authoritative data

31M+
Land Registry sale transactions
29M+
EPC certificates
60+
Features per property

Sources include: HM Land Registry Price Paid Data, MHCLG Energy Performance Certificates, ONS House Price Index, Ofsted, Environment Agency, ONS Census.

This site uses essential cookies and Google Analytics. See our Privacy Policy.